Why does my specialty change the review?
Because cash arrives differently. A veterinary clinic is paid mostly at checkout, while a physical therapy clinic waits on insurance after every visit. An urgent care swings with illness season, and a therapy group grows one clinician at a time. Funders look at those patterns, so the right product and structure differ by specialty.
Equipment intensity matters too. Imaging, exam-lane and treatment equipment can secure its own financing, while equipment-light practices such as counseling groups usually fund people and space instead. Each specialty page covers the equipment, cash-flow patterns and growth moves that are typical for that kind of practice.
Which specialties do we work with?
MedicalBizFunding works with independent healthcare practices across specialties. The pages below cover the most common ones. Specialist physician groups, surgery centers and medically supervised wellness clinics can apply too; the same products and review factors apply, and your application tells us what makes your practice different.
- Physician and primary care practices
- Urgent care clinics
- Chiropractic clinics
- Physical therapy and rehab clinics
- Behavioral and mental health practices
- Optometry and eye care practices
- Veterinary clinics
- Dental offices
Frequently asked questions
My specialty is not listed. Can I still apply?
Yes. The listed pages cover the most common practice types, but specialist groups, surgery centers, wellness clinics and other licensed healthcare practices can apply. Funders review the same core factors, so describe your services, payer mix and what the funding is for in your application.
Do cash-pay practices get reviewed differently?
The factors are the same, but the evidence shifts. Instead of insurance aging reports, funders lean on bank deposits, card processing history, memberships or care plans, and how steady those deposits are month to month. Consistent cash-pay revenue can make a file easier to read.
Does a heavy government payer mix hurt my chances?
Not by itself. Funders care most about how consistent collections are. Government program receivables are treated differently if someone wants to use them as collateral, so some products fit better than others. For the rules themselves, rely on the official agency and your own advisors.
See what fits your specialty
Start a short application and tell us about your practice and what you need.
Updated September 14, 2026 · MedicalBizFunding Team